Making the Right Choice: A Guide to Selecting Your Ideal Bank
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Money wise: save on taxes, add on savings
Key Points: Knowing your tax benefits can significantly increase your tax refund, making it important to educate yourself or consult a tax professional. Two ways to file tax returns are the standard deduction and itemized deduction, each with its own set of eligibility criteria and potential advantages. Common tax benefits include deductions for medical and
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Which Home Loans to Consider in case of disaster recovery
Key Points: 403(b) plans are designed for employees in non-profit sectors, educational institutions, and religious organizations, offering three main types of accounts for investment. Contributions are made on a pre-tax basis and investments grow tax-deferred, providing both immediate tax relief and long-term growth benefits. Certain 403(b) plans offer loan provisions, and care is needed when
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I’m in my twenties, what kind of insurance do I need?
Key Points: Insurance is often overlooked in your twenties but is essential for financial planning and risk management. Different types of insurance like life, health, and vehicle insurance serve specific needs and can be more affordable when started young. Consulting an insurance advisor can help you tailor your insurance needs to your current life situation
I’m in my twenties, what kind of insurance do I need? Read More »
The Untold Budgeting Horror Stories
The need to come up with a budget in order to be better at handling one’s finances is no longer a new thing. In fact, it is safe to say that even before the phrases “personal finance” or “money management” had been coined, people had long been trying to be keen at allocating certain portions
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Is Renting a Home Better Than Owning It?
Where real estate is concerned the biggest question that most individuals face is “whether they should buy a house or simply rent it out?” Sure, most adults have this lifelong dream of owning a house, they’ve dreamt of doing so from the moment they held in their hands their first ever paycheck. And though both
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Helpful and Easy Ways to Achieve Financial Stability
Key Points: Setting up an automated savings system is crucial for financial stability. Regularly tracking daily expenses helps in identifying and cutting unnecessary spending. Controlling emotional triggers can prevent impulsive spending and improve finances. A debt elimination plan focused on smaller debts first can ease financial strain. An emergency fund with at least six months’
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Are You Overpaying Your Property Taxes?
Property or real estate taxes can prove to be a huge burden on any property owners’ finances. The problem with property taxes is the fact that they increase with the passing of time, as soon as you’ve paid your first mortgage you can expect the property taxes to just keep on coming. And because property
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3 Reasons why you need to go Plastic with all Your Purchases
Key Points Using a credit card can offer numerous advantages over cash, if used wisely. Credit cards allow your money to stay in your account longer, potentially earning interest and benefiting from inflation. Smart spending is facilitated by using a credit card, as you can hold transactions accountable. Rewards and special offers are available when
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