Making the Right Choice: A Guide to Selecting Your Ideal Bank
Making the Right Choice: A Guide to Selecting Your Ideal Bank Read More »
Financial Planning
To Err is Human, How to Correct Your Spending Mistakes
Human beings commit mistakes, sometimes these mistakes are small and insignificant other times our mistakes are so mammoth that we can easily become overburdened by them. Spending mistakes, unfortunately come in the latter category, because once your spending mistakes get out of hand, things can really snowball from there and it is just a moment
To Err is Human, How to Correct Your Spending Mistakes Read More »
Market Crashes: The ruthless side of the market
Key Points: Market crashes are sudden declines in stock value, driven by economic conditions and market psychology. Historical examples like Tulip Mania and the 1929 Crash show the wide-ranging impact of market downturns. Investors can mitigate the risks through proper research and financial planning. So you wake up, go about your normal routine, at the
Market Crashes: The ruthless side of the market Read More »
I’m in my twenties, what kind of insurance do I need?
Key Points: Insurance is often overlooked in your twenties but is essential for financial planning and risk management. Different types of insurance like life, health, and vehicle insurance serve specific needs and can be more affordable when started young. Consulting an insurance advisor can help you tailor your insurance needs to your current life situation
I’m in my twenties, what kind of insurance do I need? Read More »
11 Things to Know Before Making an Investment Plan
So you got some big cash in hand and want to put it into some investment. But you are not sure which investment suits you and how to go with it. Here are some of the things that might help you make some key decisions before making your investment plan. Invest In What Interests You
11 Things to Know Before Making an Investment Plan Read More »
Frugal Living: How to Save Money and Build Savings
Key Points: Paying yourself first by setting up a special high-interest account ensures consistent savings. Eliminating smaller debts first gives a sense of accomplishment and encourages continued debt repayment. Automated payments remove the mental load and risk of missing bill deadlines, aiding in debt elimination. Choosing healthy food options not only benefits your health but
Frugal Living: How to Save Money and Build Savings Read More »
Knowing the Importance of Having a Financial Advisor
Key Points: Necessity of Financial Advisors: No matter your income level, a financial advisor can offer crucial assistance. Broad Role of Financial Planners: They help in more than just investment planning; they assist in organizing your overall finances. Life Event Planning: Financial advisors offer expertise for significant life changes like marriage, children, and retirement. Choosing
Knowing the Importance of Having a Financial Advisor Read More »
The Fundamentals of Your Personal Finances
There are certain fundamentals you need to keep in mind when you are looking at your personal finances. While some people feel that all they need to know about their finances is about how much money they have in the bank, looking at things like saving and how secure you would be if a life
The Fundamentals of Your Personal Finances Read More »
Are You Overpaying Your Property Taxes?
Property or real estate taxes can prove to be a huge burden on any property owners’ finances. The problem with property taxes is the fact that they increase with the passing of time, as soon as you’ve paid your first mortgage you can expect the property taxes to just keep on coming. And because property
Are You Overpaying Your Property Taxes? Read More »
Explained: What Are the 5 Common Retirement Plans in USA?
Key Points Understanding various retirement plans like the 401(k) Plan, 403(b) Plan, Money Purchase Plan, Employee Stock Ownership Plan, and Defined Benefit Plan. Contributions to 401(k) and 403(b) plans are deducted from your paycheck, often pre-tax. Money Purchase Plans require employers to make contributions on behalf of the employees. Employee Stock Ownership Plan allows employees
Explained: What Are the 5 Common Retirement Plans in USA? Read More »