Making the Right Choice: A Guide to Selecting Your Ideal Bank
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Money wise: save on taxes, add on savings
Key Points: Knowing your tax benefits can significantly increase your tax refund, making it important to educate yourself or consult a tax professional. Two ways to file tax returns are the standard deduction and itemized deduction, each with its own set of eligibility criteria and potential advantages. Common tax benefits include deductions for medical and
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To Err is Human, How to Correct Your Spending Mistakes
Human beings commit mistakes, sometimes these mistakes are small and insignificant other times our mistakes are so mammoth that we can easily become overburdened by them. Spending mistakes, unfortunately come in the latter category, because once your spending mistakes get out of hand, things can really snowball from there and it is just a moment
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I’m in my twenties, what kind of insurance do I need?
Key Points: Insurance is often overlooked in your twenties but is essential for financial planning and risk management. Different types of insurance like life, health, and vehicle insurance serve specific needs and can be more affordable when started young. Consulting an insurance advisor can help you tailor your insurance needs to your current life situation
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Is it Wise to Trust Credit Card Offers?
It wouldn’t be wrong to say that it’s raining credit cards, in the past couple of years credit cards have become more common and it is because of this reason wherever you look you see a new bank opening up trying to lure you in with their seemingly lucrative credit card offers. Yes, credit card
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Frugal Living: How to Save Money and Build Savings
Key Points: Paying yourself first by setting up a special high-interest account ensures consistent savings. Eliminating smaller debts first gives a sense of accomplishment and encourages continued debt repayment. Automated payments remove the mental load and risk of missing bill deadlines, aiding in debt elimination. Choosing healthy food options not only benefits your health but
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Helpful and Easy Ways to Achieve Financial Stability
Key Points: Setting up an automated savings system is crucial for financial stability. Regularly tracking daily expenses helps in identifying and cutting unnecessary spending. Controlling emotional triggers can prevent impulsive spending and improve finances. A debt elimination plan focused on smaller debts first can ease financial strain. An emergency fund with at least six months’
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The Fundamentals of Your Personal Finances
There are certain fundamentals you need to keep in mind when you are looking at your personal finances. While some people feel that all they need to know about their finances is about how much money they have in the bank, looking at things like saving and how secure you would be if a life
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5 Healthy Habits that Get You Approved For a Credit Card
Key Points: Credit card approval is not guaranteed for everyone and depends on various financial habits and history. Five common unhealthy financial habits that can lead to credit card denial include: having a bad credit file rating, not meeting income requirements, having delinquent accounts, having a short and unstable financial history, and having too many
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3 Reasons why you need to go Plastic with all Your Purchases
Key Points Using a credit card can offer numerous advantages over cash, if used wisely. Credit cards allow your money to stay in your account longer, potentially earning interest and benefiting from inflation. Smart spending is facilitated by using a credit card, as you can hold transactions accountable. Rewards and special offers are available when
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